Thawing snow and ice and spring showers can wreak havoc on homes. Water damage is now the leading cause of property damage in Canada, costing insurers approximately $1.3 billion per year. However, TD Insurance says there are precautionary measures homeowners can take to ensure their homes stay dry no matter how hard it pours.

  • Keep an eye out: Are your eavestroughs and drains clear and does the downspout extend at least six feet away from your home? Are your shingles properly repelling water? Inside, there are a few simple steps you can take to maintain your home: repair leaky faucets and dripping toilets; check dryer and washing machine for cracked or worn hoses, and make sure to turn off your main water source to avoid hose rupture when you’re away for a long period of time. Take the time to check for these and other red flags before they become big problems.
  • Be safe rather than sorry: Before a heavy rain storm ruins irreplaceable valuables and family heirlooms, think before you store. Move valuable items to upper floors or in waterproof containers, and secure appliances and furniture on cement blocks. Be sure to keep a detailed inventory of your valuables – including serial numbers and dates purchased if you can – so that if you do have to make a claim, the process will be easier.
  • Understand your coverage: Many homeowners and tenants don’t know the level and extent of their insurance policy, and this coverage may vary for water damage. Speak to your insurance provider so there are no surprises if the unexpected occurs.